Pre-planning gives you the peace of mind of knowing that the arrangements you particularly want, will be conducted sensibly, in dignified respect to your wishes.
Pre-paying now will save you, your family or your estate a great deal of money. Bought now at today’s prices, our costs are guaranteed no matter when they are needed or how much the costs of a funeral have risen in the mean time.
Why plan ahead?
Sharing the intimate details of your preferred funeral service 5, 10 or 15 years ahead of its time can be quite a difficult concept to consider. If you write it down, who will you entrust the paper to? If you tell your partner, sons or daughters, how will they remember and plan your every wish in their time of sadness? Only you can advise sensibly on such individual requirements – Burial or Cremation? Church? Hymns? Music? Cars? Memorialisation? Or perhaps you have an environmental requirement such as woodland burial for instance?
Bereaved relatives have grief and anger to contend with. Adding the administrative burden of arranging the funeral to their confused and emotional state may lead to mistakes being made and unnecessary costs being incurred. Two cars are ordered when it should have been three; or a service at the church might be overlooked altogether.
Planning and paying for your funeral in advance saves your family the anguish and grief of doing anything other than remembering you.
Why Pay Now?
The cost of funerals has historically increased above the normal levels of inflation and this is a theme that is predicted to continue. A funeral costing just £850 15 years ago, would cost nearer £2,750 now. It is impossible to say what that cost might be in five or ten more years time.
What is certain is, with a Funeral Plan, bought now at today’s prices or paid for in convenient monthly instalments, the quality of the service provided by the Funeral Director in respect of your planned wishes will not cost your family one penny more – whenever it is ultimately needed.
There are some costs outside of the Funeral Director’s control, which they pay on your behalf – these are known as Disbursements and include fees such as; Doctors, Clergy, Crematoria, Cemeteries and Graveyards, Memorials and Newspaper notices. Any rise in the cost of these Disbursements may necessitate a further payment from you at the time of need, but we will guarantee any increase in the costs of Disbursements to the RPI (Retail Price Index).
Frequently Asked Questions
What would happen in the unlikely event that we go out of business?
The funds for your funeral plan are not held by us but in trust with a registered funeral planning authority. In the unlikely event that we go out of business your plan is safe, and will be transferred to another funeral director.
What if I move away, or abroad?
If you were to move away from the local area then your funeral plan would simply be transferred to your local funeral director.